We’ll help you…
Understand your position
Many people have built up several pension pots over the years and are unsure of how much they have, and where. You might also be confused about the constantly changing rules and legislation surrounding pensions.
We can help you make sense of your current financial arrangements and simplify them where possible, giving you greater clarity.
Set your retirement goals
Now is the time to consider what you really want from retirement. What does it look like in theory, and when would you like it to happen? How much money are your plans likely to cost?
We’ll help you answer these questions and create a set of well-defined goals for your retirement, then build your plan around them.
Build and preserve your wealth
One of the biggest concerns people have when thinking about their retirement is how they will afford it. When it comes to preparing for this, it’s better to start as early as possible.
We will help you grow and preserve your retirement savings, so you can feel confident in your future financial security.
Stay on track going forwards
It’s inevitable that things in life change, and that can potentially have an impact on your financial planning journey. That’s why it’s important that your plan is flexible.
We can regularly review your financial plan and adjust it in line with your circumstances, so you can stay on track towards your goals.
We’ll review your pension plans and determine whether they’re suitable for achieving your retirement goals.
Cash flow planning
We can forecast your future finances and visualise the impact certain decisions might have on your objectives.
We’ll help you build a robust investment portfolio that delivers the level of returns needed for your circumstances.
We’ll structure your assets in a way that reduces your tax burden and ensures more of your money goes towards your goals.
Who we work with
Young, free and independent
As a young professional, you’re just starting to successfully build your career – and your money, too. We think there’s no better time to start thinking about the future.
We understand that this stage in life is all about providing for and making memories with your family. We can help you make the most of this time, while also saving for the future.
Retirement is something you’ve earned through many years of hard work – and we believe financial worries shouldn’t get in the way of enjoying this time.
Later life care
As we age, we will often need to make some changes to the way we live – and that means being financially prepared for those adjustments. We can help you and your loved ones plan for your later life needs with confidence.
Final salary pensions
Transferring away from your defined benefit/final salary pension is a big, irreversible decision that shouldn’t be taken lightly. It’s therefore necessary for you to seek independent financial advice if you’re considering this.