Fees
Being open and transparent about how we charge plays a huge part in our efforts to try and dispel some of the myths and stigmas surrounding financial advice. Learn more about our approach to fees.
Our service level options
We understand that everyone’s situation is unique. For this reason, we have seven types of client categorisation. Not only does this help us better meet our clients needs, but it also helps us to charge appropriately for our work.
Starter – For people starting out on their financial planning journey with assets under £20,000.
Standard – For people whose main objectives are to achieve growth (typically with an investment time horizon of over five years), or seeking income from their investments.
Defined Benefit – For people with a Defined Benefit / Final Salary pension requiring advice from a Pension Transfer Specialist.
Specialist – For people that require more complex products to suit their needs.
Annuity – For people who are looking to secure a guaranteed income for life, or a fixed period.
Bespoke – For people who need something a little bit different. Will typically include estate planning. cash deposits, investment strategy reviews or portfolio withdrawal planning.
Protection– For people who have protection requirements.
Long Term Care –For people in need of later life planning.
Total transparency
It’s important for us to determine whether we can add value to your situation before we start talking about fees. That’s why we’ll never charge you for an initial consultation.
If we decide to work together, we’ll agree whether we’re to be paid by means of a fixed fee payable by you, by means of a fee incorporated in the cost of any financial product you buy, or a combination of the two.
Fees may be subject to VAT, and we will advise you if this is the case. We will never charge you for anything we haven’t discussed with you in full beforehand.